All stallholders must have sufficient Public and Product Liability Insurance. It is the Market Managers responsibility to ensure that all Stallholders are insured. This must be monitored on an annual basis and when new stallholders join the market. (create e a simple file for each stallholder with a copy of their insurance policy, date reviewed and appropriate hygeine certificates)
It is also essential that your market is fully insured to protect you from potential accidents, each market manager will need to satisfy themselves that this is in place. The Association has negotiated an attractive individual market County wide insurance package with the GM Imber Ltd., which is available to members. This comprises:-
Public Liability (with a £10 million indemnity limit)
Employers liability (*) (with a £10 million indemnity limit)
Product Liability ( with a £10million indemnity limit)
Money (theft up to £1000 during market hours)
Property (belonging to the market (up to £2500)
(*) Note: This is a legal requirement even if all members of your committee are volunteers they are classified as being 'employed'.